Smernica 2019/2177, ktorou sa mení smernica 2009/138/ES o začatí a vykonávaní poistenia a zaistenia (Solventnosť II).

Dňa 27.12.2019 bola v Úradnom vestníku EÚ publikovaná Smernica EP a Rady (EÚ), ktorou sa mení smernica 2009/138/ES o začatí a vykonávaní poistenia a zaistenia (Solvnetnosť II), smernica 2014/65/EÚ o trhoch s finančnými nástrojmi a smernica (EÚ) 2015/849 o predchádzaní využívaniu finančného systému na účely prania špinavých peňazí alebo financovania terorizmu.

Insurance Europe upozorňuje na nasledovné skutočnosti:

Specifically, the amendments to the Solvency II Directive concern:

  • National component of the volatility adjustment:
      • Article 77d(4): The calculation of country volatility adjustment has been changed as follows:
  • For each relevant country, the volatility adjustment to the risk-free interest rates referred to in paragraph 3 for the currency of that country shall, before the application of the 65 % factor, be increased by the difference between the risk-corrected country spread and twice the risk-corrected currency spread whenever that difference is positive and the risk-corrected country spread is higher than 85 basis points.
  • Information to EIOPA on application for internal model use or change:
    • Article 112: Supervisory authorities shall inform EIOPA in accordance with Article35(1) of Regulation (EU) No1094/2010 of any applications to use or change an internal model.
  • Notification and collaboration platforms:
    • Articles 152a and 152b have been amended accordingly.

Member States shall apply:

  • the measures with respect to national component of the volatility adjustment by 1 July 2020.
  • other changes should apply from 30 June 2021.