On 15 December, EIOPA released its December 2025 Financial Stability Report, providing insights into the macroeconomic backdrop and its implications for insurers and occupational pension funds. Despite persistent global uncertainties and high borrowing costs, the sector remains resilient and well-capitalised, with strong solvency ratios and improved funding levels. The report also warns that adverse developments could lead to the repricing of risk premia, reinforcing the importance of continued monitoring and prudent risk management.
Summary prepared by Insurance Europe.